Monthly Repayment |
HKD$26,281
|
Initial Payment |
HKD$3.69 Millions
|
Loan Amount |
HKD$5.54 Millions
|
Total interest |
HKD$2.34 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$293,700
|
Legal Fee |
HKD$40,592
|
Agency Fee |
HKD$92,370
|
Total Expense |
HKD$426,662
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 68342 | 48551 | 37900 | 33169 | 25488 | 20887 | 17825 |
1.5% | 69544 | 49764 | 39125 | 34402 | 26743 | 22165 | 19127 |
2% | 70759 | 50995 | 40374 | 35664 | 28037 | 23490 | 20485 |
2.5% | 71988 | 52246 | 41648 | 36954 | 29368 | 24863 | 21898 |
3% | 73230 | 53515 | 42947 | 38273 | 30736 | 26281 | 23366 |
3.5% | 74486 | 54804 | 44271 | 39620 | 32142 | 27745 | 24886 |
4% | 75755 | 56112 | 45618 | 40994 | 33584 | 29253 | 26459 |
4.5% | 77037 | 57438 | 46990 | 42397 | 35062 | 30805 | 28081 |
5% | 78332 | 58783 | 48386 | 43827 | 36576 | 32399 | 29751 |
5.5% | 79641 | 60147 | 49806 | 45284 | 38124 | 34033 | 31468 |
6% | 80963 | 61529 | 51250 | 46768 | 39706 | 35708 | 33228 |