Monthly Repayment |
HKD$30,638
|
Initial Payment |
HKD$2.77 Millions
|
Loan Amount |
HKD$6.46 Millions
|
Total interest |
HKD$2.73 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$293,000
|
Legal Fee |
HKD$40,575
|
Agency Fee |
HKD$92,300
|
Total Expense |
HKD$425,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 79672 | 56601 | 44184 | 38668 | 29713 | 24349 | 20781 |
1.5% | 81073 | 58014 | 45611 | 40106 | 31177 | 25839 | 22298 |
2% | 82490 | 59449 | 47068 | 41577 | 32685 | 27385 | 23881 |
2.5% | 83922 | 60907 | 48553 | 43081 | 34237 | 28985 | 25528 |
3% | 85371 | 62387 | 50067 | 44618 | 35832 | 30638 | 27239 |
3.5% | 86834 | 63890 | 51610 | 46188 | 37471 | 32345 | 29012 |
4% | 88314 | 65414 | 53181 | 47791 | 39152 | 34103 | 30845 |
4.5% | 89808 | 66960 | 54780 | 49426 | 40875 | 35912 | 32736 |
5% | 91319 | 68528 | 56408 | 51093 | 42639 | 37770 | 34684 |
5.5% | 92844 | 70118 | 58063 | 52791 | 44444 | 39676 | 36684 |
6% | 94385 | 71730 | 59746 | 54521 | 46288 | 41628 | 38736 |