Monthly Repayment |
HKD$26,233
|
Initial Payment |
HKD$3.69 Millions
|
Loan Amount |
HKD$5.53 Millions
|
Total interest |
HKD$2.34 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$292,000
|
Legal Fee |
HKD$40,550
|
Agency Fee |
HKD$92,200
|
Total Expense |
HKD$424,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 68216 | 48462 | 37831 | 33108 | 25441 | 20848 | 17793 |
1.5% | 69416 | 49672 | 39053 | 34339 | 26694 | 22124 | 19092 |
2% | 70629 | 50901 | 40300 | 35598 | 27985 | 23447 | 20447 |
2.5% | 71856 | 52150 | 41572 | 36886 | 29314 | 24817 | 21858 |
3% | 73095 | 53417 | 42868 | 38202 | 30680 | 26233 | 23323 |
3.5% | 74349 | 54703 | 44189 | 39547 | 32083 | 27694 | 24841 |
4% | 75615 | 56008 | 45534 | 40919 | 33522 | 29199 | 26410 |
4.5% | 76895 | 57332 | 46904 | 42319 | 34998 | 30748 | 28029 |
5% | 78188 | 58675 | 48297 | 43746 | 36508 | 32339 | 29696 |
5.5% | 79495 | 60036 | 49714 | 45201 | 38053 | 33971 | 31410 |
6% | 80814 | 61416 | 51155 | 46682 | 39632 | 35642 | 33167 |