| Monthly Repayment |
HKD$30,539
|
| Loan Amount |
HKD$6.44 Millions
|
| Total Interest |
HKD$2.72 Millions
|
| Total repayment |
HKD$9.16 Millions
|
| Down payment |
HKD$2,760,000
|
| Stamp Duty |
HKD$290,000
|
| Legal Fee |
HKD$40,500
|
| Agency Fee |
HKD$92,000
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$3,182,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 79413 | 56417 | 44040 | 38543 | 29617 | 24270 | 20713 |
| 1.5% | 80809 | 57825 | 45463 | 39975 | 31075 | 25755 | 22225 |
| 2% | 82222 | 59256 | 46915 | 41441 | 32578 | 27296 | 23803 |
| 2.5% | 83650 | 60709 | 48395 | 42941 | 34125 | 28890 | 25445 |
| 3% | 85093 | 62185 | 49904 | 44473 | 35716 | 30539 | 27151 |
| 3.5% | 86552 | 63682 | 51442 | 46038 | 37349 | 32240 | 28918 |
| 4% | 88027 | 65201 | 53008 | 47635 | 39025 | 33992 | 30745 |
| 4.5% | 89517 | 66743 | 54602 | 49265 | 40742 | 35795 | 32630 |
| 5% | 91022 | 68306 | 56225 | 50927 | 42501 | 37647 | 34571 |
| 5.5% | 92543 | 69890 | 57874 | 52620 | 44299 | 39547 | 36565 |
| 6% | 94079 | 71497 | 59552 | 54344 | 46138 | 41493 | 38611 |
