Monthly Repayment |
HKD$26,176
|
Initial Payment |
HKD$3.68 Millions
|
Loan Amount |
HKD$5.52 Millions
|
Total interest |
HKD$2.33 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$290,000
|
Legal Fee |
HKD$40,500
|
Agency Fee |
HKD$92,000
|
Total Expense |
HKD$422,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 68068 | 48357 | 37749 | 33036 | 25386 | 20803 | 17754 |
1.5% | 69265 | 49564 | 38968 | 34265 | 26636 | 22076 | 19050 |
2% | 70476 | 50791 | 40213 | 35521 | 27924 | 23396 | 20402 |
2.5% | 71700 | 52036 | 41482 | 36806 | 29250 | 24763 | 21810 |
3% | 72937 | 53301 | 42775 | 38120 | 30613 | 26176 | 23272 |
3.5% | 74187 | 54584 | 44093 | 39461 | 32013 | 27634 | 24787 |
4% | 75451 | 55887 | 45436 | 40830 | 33450 | 29136 | 26353 |
4.5% | 76728 | 57208 | 46802 | 42227 | 34922 | 30681 | 27969 |
5% | 78019 | 58548 | 48192 | 43651 | 36429 | 32269 | 29632 |
5.5% | 79322 | 59906 | 49607 | 45103 | 37971 | 33897 | 31341 |
6% | 80639 | 61283 | 51044 | 46580 | 39546 | 35565 | 33095 |