Monthly Repayment |
HKD$31,766
|
Initial Payment |
HKD$4.6 Millions
|
Loan Amount |
HKD$4.6 Millions
|
Total interest |
HKD$1.12 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$290,000
|
Legal Fee |
HKD$40,500
|
Agency Fee |
HKD$92,000
|
Total Expense |
HKD$422,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 56723 | 40297 | 31457 | 27530 | 21155 | 17336 | 14795 |
1.5% | 57721 | 41304 | 32473 | 28554 | 22197 | 18397 | 15875 |
2% | 58730 | 42326 | 33510 | 29601 | 23270 | 19497 | 17002 |
2.5% | 59750 | 43364 | 34568 | 30672 | 24375 | 20636 | 18175 |
3% | 60781 | 44417 | 35646 | 31766 | 25511 | 21813 | 19393 |
3.5% | 61823 | 45487 | 36744 | 32884 | 26678 | 23028 | 20656 |
4% | 62876 | 46572 | 37863 | 34025 | 27875 | 24280 | 21961 |
4.5% | 63940 | 47673 | 39002 | 35189 | 29101 | 25568 | 23307 |
5% | 65015 | 48790 | 40160 | 36376 | 30357 | 26891 | 24693 |
5.5% | 66102 | 49922 | 41339 | 37585 | 31642 | 28248 | 26118 |
6% | 67199 | 51069 | 42537 | 38817 | 32955 | 29637 | 27579 |