Monthly Repayment |
HKD$26,148
|
Initial Payment |
HKD$3.68 Millions
|
Loan Amount |
HKD$5.51 Millions
|
Total interest |
HKD$2.33 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$289,000
|
Legal Fee |
HKD$40,475
|
Agency Fee |
HKD$91,900
|
Total Expense |
HKD$421,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 67994 | 48304 | 37708 | 33000 | 25358 | 20780 | 17735 |
1.5% | 69190 | 49511 | 38926 | 34227 | 26607 | 22052 | 19029 |
2% | 70399 | 50736 | 40169 | 35483 | 27894 | 23371 | 20380 |
2.5% | 71622 | 51980 | 41436 | 36766 | 29218 | 24736 | 21786 |
3% | 72858 | 53243 | 42729 | 38078 | 30580 | 26148 | 23247 |
3.5% | 74107 | 54525 | 44045 | 39418 | 31978 | 27604 | 24760 |
4% | 75369 | 55826 | 45386 | 40786 | 33413 | 29104 | 26324 |
4.5% | 76645 | 57146 | 46751 | 42181 | 34884 | 30648 | 27938 |
5% | 77934 | 58484 | 48140 | 43604 | 36389 | 32234 | 29600 |
5.5% | 79236 | 59841 | 49553 | 45053 | 37930 | 33860 | 31307 |
6% | 80551 | 61216 | 50989 | 46530 | 39504 | 35526 | 33059 |