Monthly Repayment |
HKD$30,472
|
Initial Payment |
HKD$2.75 Millions
|
Loan Amount |
HKD$6.43 Millions
|
Total interest |
HKD$2.72 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$288,000
|
Legal Fee |
HKD$40,450
|
Agency Fee |
HKD$91,800
|
Total Expense |
HKD$420,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 79240 | 56294 | 43944 | 38459 | 29552 | 24217 | 20668 |
1.5% | 80634 | 57700 | 45364 | 39888 | 31008 | 25699 | 22177 |
2% | 82043 | 59127 | 46813 | 41351 | 32508 | 27236 | 23751 |
2.5% | 83468 | 60577 | 48290 | 42847 | 34051 | 28828 | 25390 |
3% | 84908 | 62049 | 49796 | 44376 | 35638 | 30472 | 27092 |
3.5% | 86364 | 63544 | 51330 | 45938 | 37268 | 32170 | 28855 |
4% | 87835 | 65060 | 52893 | 47532 | 38940 | 33918 | 30678 |
4.5% | 89322 | 66598 | 54484 | 49158 | 40654 | 35717 | 32559 |
5% | 90824 | 68157 | 56102 | 50816 | 42408 | 37565 | 34496 |
5.5% | 92341 | 69738 | 57749 | 52505 | 44203 | 39461 | 36486 |
6% | 93874 | 71341 | 59422 | 54226 | 46037 | 41402 | 38527 |