Monthly Repayment |
HKD$26,119
|
Initial Payment |
HKD$3.67 Millions
|
Loan Amount |
HKD$5.51 Millions
|
Total interest |
HKD$2.33 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$288,000
|
Legal Fee |
HKD$40,450
|
Agency Fee |
HKD$91,800
|
Total Expense |
HKD$420,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 67920 | 48252 | 37667 | 32965 | 25330 | 20758 | 17715 |
1.5% | 69115 | 49457 | 38883 | 34190 | 26578 | 22028 | 19009 |
2% | 70323 | 50681 | 40125 | 35444 | 27864 | 23345 | 20358 |
2.5% | 71544 | 51923 | 41391 | 36726 | 29187 | 24709 | 21763 |
3% | 72778 | 53185 | 42682 | 38037 | 30547 | 26119 | 23221 |
3.5% | 74026 | 54466 | 43997 | 39375 | 31944 | 27574 | 24733 |
4% | 75287 | 55765 | 45337 | 40742 | 33377 | 29073 | 26296 |
4.5% | 76562 | 57084 | 46700 | 42135 | 34846 | 30615 | 27908 |
5% | 77849 | 58420 | 48088 | 43556 | 36350 | 32199 | 29568 |
5.5% | 79150 | 59776 | 49499 | 45004 | 37888 | 33823 | 31273 |
6% | 80463 | 61150 | 50933 | 46479 | 39461 | 35488 | 33023 |