Monthly Repayment |
HKD$26,062
|
Initial Payment |
HKD$3.66 Millions
|
Loan Amount |
HKD$5.5 Millions
|
Total interest |
HKD$2.32 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$286,000
|
Legal Fee |
HKD$40,400
|
Agency Fee |
HKD$91,600
|
Total Expense |
HKD$418,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 67772 | 48147 | 37585 | 32893 | 25275 | 20712 | 17677 |
1.5% | 68964 | 49349 | 38799 | 34116 | 26520 | 21980 | 18967 |
2% | 70169 | 50570 | 40038 | 35367 | 27803 | 23295 | 20314 |
2.5% | 71388 | 51810 | 41301 | 36646 | 29123 | 24655 | 21715 |
3% | 72620 | 53069 | 42589 | 37954 | 30480 | 26062 | 23171 |
3.5% | 73865 | 54347 | 43901 | 39289 | 31874 | 27514 | 24679 |
4% | 75123 | 55644 | 45238 | 40653 | 33304 | 29009 | 26238 |
4.5% | 76395 | 56959 | 46598 | 42044 | 34770 | 30548 | 27847 |
5% | 77679 | 58293 | 47983 | 43462 | 36271 | 32129 | 29503 |
5.5% | 78977 | 59646 | 49391 | 44906 | 37806 | 33750 | 31205 |
6% | 80288 | 61016 | 50822 | 46378 | 39375 | 35410 | 32951 |