Monthly Repayment |
HKD$30,373
|
Initial Payment |
HKD$2.75 Millions
|
Loan Amount |
HKD$6.41 Millions
|
Total interest |
HKD$2.71 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$285,000
|
Legal Fee |
HKD$40,375
|
Agency Fee |
HKD$91,500
|
Total Expense |
HKD$416,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 78981 | 56110 | 43801 | 38333 | 29456 | 24138 | 20601 |
1.5% | 80370 | 57511 | 45216 | 39758 | 30907 | 25615 | 22104 |
2% | 81775 | 58934 | 46660 | 41216 | 32401 | 27147 | 23674 |
2.5% | 83195 | 60379 | 48132 | 42707 | 33940 | 28733 | 25307 |
3% | 84631 | 61847 | 49633 | 44231 | 35521 | 30373 | 27003 |
3.5% | 86082 | 63336 | 51163 | 45788 | 37146 | 32064 | 28761 |
4% | 87548 | 64847 | 52720 | 47377 | 38813 | 33807 | 30578 |
4.5% | 89030 | 66380 | 54306 | 48997 | 40521 | 35601 | 32453 |
5% | 90527 | 67934 | 55919 | 50650 | 42270 | 37442 | 34383 |
5.5% | 92040 | 69511 | 57560 | 52334 | 44059 | 39332 | 36366 |
6% | 93567 | 71108 | 59228 | 54049 | 45887 | 41267 | 38401 |