Monthly Repayment |
HKD$30,306
|
Initial Payment |
HKD$2.74 Millions
|
Loan Amount |
HKD$6.39 Millions
|
Total interest |
HKD$2.7 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$283,000
|
Legal Fee |
HKD$40,325
|
Agency Fee |
HKD$91,300
|
Total Expense |
HKD$414,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 78808 | 55987 | 43705 | 38249 | 29391 | 24085 | 20555 |
1.5% | 80195 | 57385 | 45117 | 39671 | 30839 | 25559 | 22056 |
2% | 81596 | 58805 | 46558 | 41126 | 32331 | 27088 | 23622 |
2.5% | 83013 | 60247 | 48027 | 42614 | 33866 | 28671 | 25252 |
3% | 84446 | 61711 | 49525 | 44135 | 35444 | 30306 | 26944 |
3.5% | 85894 | 63197 | 51051 | 45688 | 37065 | 31994 | 28698 |
4% | 87357 | 64705 | 52605 | 47273 | 38728 | 33734 | 30511 |
4.5% | 88835 | 66235 | 54187 | 48890 | 40432 | 35523 | 32382 |
5% | 90329 | 67786 | 55797 | 50539 | 42177 | 37361 | 34308 |
5.5% | 91838 | 69359 | 57434 | 52219 | 43962 | 39246 | 36287 |
6% | 93363 | 70953 | 59099 | 53930 | 45787 | 41177 | 38317 |