Monthly Repayment |
HKD$215,766
|
Initial Payment |
HKD$45.5 Millions
|
Loan Amount |
HKD$45.5 Millions
|
Total interest |
HKD$19.23 Millions
|
complete insurance payment |
HKD$136,500 (0.3%)
|
Stamp Duty |
HKD$3,867,500
|
Legal Fee |
HKD$245,000
|
Agency Fee |
HKD$910,000
|
Total Expense |
HKD$5,159,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 561071 | 398598 | 311156 | 272315 | 209251 | 171476 | 146345 |
1.5% | 570939 | 408551 | 321209 | 282438 | 219558 | 181971 | 157029 |
2% | 580918 | 418661 | 331466 | 292796 | 230176 | 192853 | 168176 |
2.5% | 591006 | 428928 | 341926 | 303389 | 241105 | 204120 | 179780 |
3% | 601205 | 439351 | 352589 | 314214 | 252341 | 215766 | 191829 |
3.5% | 611513 | 449930 | 363453 | 325271 | 263881 | 227783 | 204315 |
4% | 621930 | 460665 | 374517 | 336558 | 275721 | 240165 | 217223 |
4.5% | 632457 | 471554 | 385781 | 348071 | 287855 | 252903 | 230541 |
5% | 643092 | 482598 | 397242 | 359811 | 300279 | 265988 | 244253 |
5.5% | 653836 | 493794 | 408898 | 371772 | 312988 | 279409 | 258343 |
6% | 664689 | 505143 | 420749 | 383954 | 325976 | 293157 | 272795 |