Monthly Repayment |
HKD$30,207
|
Initial Payment |
HKD$2.73 Millions
|
Loan Amount |
HKD$6.37 Millions
|
Total interest |
HKD$2.69 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$280,000
|
Legal Fee |
HKD$40,250
|
Agency Fee |
HKD$91,000
|
Total Expense |
HKD$411,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 78550 | 55803 | 43561 | 38124 | 29295 | 24006 | 20488 |
1.5% | 79931 | 57197 | 44969 | 39541 | 30738 | 25475 | 21984 |
2% | 81328 | 58612 | 46405 | 40991 | 32224 | 26999 | 23544 |
2.5% | 82740 | 60049 | 47869 | 42474 | 33754 | 28576 | 25169 |
3% | 84168 | 61509 | 49362 | 43990 | 35327 | 30207 | 26856 |
3.5% | 85611 | 62990 | 50883 | 45538 | 36943 | 31889 | 28604 |
4% | 87070 | 64493 | 52432 | 47118 | 38600 | 33623 | 30411 |
4.5% | 88544 | 66017 | 54009 | 48730 | 40299 | 35406 | 32275 |
5% | 90033 | 67563 | 55613 | 50373 | 42039 | 37238 | 34195 |
5.5% | 91537 | 69131 | 57245 | 52048 | 43818 | 39117 | 36168 |
6% | 93056 | 70720 | 58904 | 53753 | 45636 | 41041 | 38191 |