Monthly Repayment |
HKD$25,891
|
Initial Payment |
HKD$3.64 Millions
|
Loan Amount |
HKD$5.46 Millions
|
Total interest |
HKD$2.31 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$280,000
|
Legal Fee |
HKD$40,250
|
Agency Fee |
HKD$91,000
|
Total Expense |
HKD$411,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 67328 | 47831 | 37338 | 32677 | 25110 | 20577 | 17561 |
1.5% | 68512 | 49026 | 38545 | 33892 | 26346 | 21836 | 18843 |
2% | 69710 | 50239 | 39775 | 35135 | 27621 | 23142 | 20181 |
2.5% | 70920 | 51471 | 41031 | 36406 | 28932 | 24494 | 21573 |
3% | 72144 | 52722 | 42310 | 37705 | 30281 | 25891 | 23019 |
3.5% | 73381 | 53991 | 43614 | 39032 | 31665 | 27334 | 24517 |
4% | 74631 | 55279 | 44942 | 40386 | 33086 | 28819 | 26066 |
4.5% | 75894 | 56586 | 46293 | 41768 | 34542 | 30348 | 27665 |
5% | 77171 | 57911 | 47669 | 43177 | 36033 | 31918 | 29310 |
5.5% | 78460 | 59255 | 49067 | 44612 | 37558 | 33529 | 31001 |
6% | 79762 | 60617 | 50489 | 46074 | 39117 | 35178 | 32735 |