Monthly Repayment |
HKD$25,863
|
Initial Payment |
HKD$3.64 Millions
|
Loan Amount |
HKD$5.45 Millions
|
Total interest |
HKD$2.31 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$279,000
|
Legal Fee |
HKD$40,225
|
Agency Fee |
HKD$90,900
|
Total Expense |
HKD$410,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 67254 | 47779 | 37297 | 32641 | 25082 | 20554 | 17542 |
1.5% | 68437 | 48972 | 38502 | 33855 | 26318 | 21812 | 18822 |
2% | 69633 | 50184 | 39732 | 35096 | 27590 | 23117 | 20159 |
2.5% | 70842 | 51414 | 40986 | 36366 | 28900 | 24467 | 21549 |
3% | 72065 | 52664 | 42264 | 37664 | 30247 | 25863 | 22994 |
3.5% | 73300 | 53932 | 43566 | 38989 | 31631 | 27304 | 24490 |
4% | 74549 | 55219 | 44892 | 40342 | 33050 | 28788 | 26038 |
4.5% | 75811 | 56524 | 46242 | 41722 | 34504 | 30315 | 27634 |
5% | 77086 | 57848 | 47616 | 43129 | 35993 | 31883 | 29278 |
5.5% | 78374 | 59190 | 49013 | 44563 | 37517 | 33492 | 30967 |
6% | 79675 | 60550 | 50434 | 46023 | 39074 | 35140 | 32699 |