Monthly Repayment |
HKD$25,835
|
Initial Payment |
HKD$3.63 Millions
|
Loan Amount |
HKD$5.45 Millions
|
Total interest |
HKD$2.3 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$278,000
|
Legal Fee |
HKD$40,200
|
Agency Fee |
HKD$90,800
|
Total Expense |
HKD$409,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 67180 | 47726 | 37256 | 32605 | 25055 | 20532 | 17522 |
1.5% | 68362 | 48918 | 38460 | 33818 | 26289 | 21788 | 18802 |
2% | 69556 | 50128 | 39688 | 35058 | 27560 | 23091 | 20136 |
2.5% | 70764 | 51358 | 40940 | 36326 | 28869 | 24440 | 21526 |
3% | 71986 | 52606 | 42217 | 37622 | 30214 | 25835 | 22968 |
3.5% | 73220 | 53873 | 43518 | 38946 | 31596 | 27273 | 24463 |
4% | 74467 | 55158 | 44843 | 40298 | 33013 | 28756 | 26009 |
4.5% | 75728 | 56462 | 46192 | 41676 | 34466 | 30281 | 27604 |
5% | 77001 | 57784 | 47564 | 43082 | 35954 | 31848 | 29246 |
5.5% | 78287 | 59125 | 48960 | 44514 | 37476 | 33455 | 30933 |
6% | 79587 | 60483 | 50378 | 45973 | 39031 | 35101 | 32663 |