Monthly Repayment |
HKD$31,352
|
Initial Payment |
HKD$4.54 Millions
|
Loan Amount |
HKD$4.54 Millions
|
Total interest |
HKD$1.1 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$278,000
|
Legal Fee |
HKD$40,200
|
Agency Fee |
HKD$90,800
|
Total Expense |
HKD$409,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 55983 | 39772 | 31047 | 27171 | 20879 | 17110 | 14602 |
1.5% | 56968 | 40765 | 32050 | 28181 | 21907 | 18157 | 15668 |
2% | 57964 | 41774 | 33073 | 29215 | 22967 | 19242 | 16780 |
2.5% | 58970 | 42798 | 34117 | 30272 | 24057 | 20367 | 17938 |
3% | 59988 | 43838 | 35181 | 31352 | 25178 | 21529 | 19140 |
3.5% | 61016 | 44894 | 36265 | 32455 | 26330 | 22728 | 20386 |
4% | 62056 | 45965 | 37369 | 33581 | 27511 | 23963 | 21674 |
4.5% | 63106 | 47051 | 38493 | 34730 | 28722 | 25234 | 23003 |
5% | 64167 | 48153 | 39636 | 35902 | 29961 | 26540 | 24371 |
5.5% | 65239 | 49270 | 40800 | 37095 | 31230 | 27879 | 25777 |
6% | 66322 | 50403 | 41982 | 38311 | 32525 | 29251 | 27219 |