Monthly Repayment |
HKD$25,806
|
Initial Payment |
HKD$3.63 Millions
|
Loan Amount |
HKD$5.44 Millions
|
Total interest |
HKD$2.3 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$277,000
|
Legal Fee |
HKD$40,175
|
Agency Fee |
HKD$90,700
|
Total Expense |
HKD$407,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 67106 | 47674 | 37215 | 32570 | 25027 | 20509 | 17503 |
1.5% | 68286 | 48864 | 38418 | 33780 | 26260 | 21764 | 18781 |
2% | 69480 | 50073 | 39644 | 35019 | 27530 | 23066 | 20114 |
2.5% | 70687 | 51301 | 40895 | 36286 | 28837 | 24413 | 21502 |
3% | 71906 | 52548 | 42171 | 37581 | 30181 | 25806 | 22943 |
3.5% | 73139 | 53813 | 43470 | 38903 | 31561 | 27243 | 24437 |
4% | 74385 | 55097 | 44793 | 40253 | 32977 | 28724 | 25980 |
4.5% | 75644 | 56400 | 46141 | 41630 | 34428 | 30248 | 27573 |
5% | 76916 | 57720 | 47511 | 43034 | 35914 | 31813 | 29213 |
5.5% | 78201 | 59060 | 48906 | 44465 | 37434 | 33418 | 30899 |
6% | 79499 | 60417 | 50323 | 45922 | 38988 | 35062 | 32627 |