Monthly Repayment |
HKD$25,778
|
Initial Payment |
HKD$3.62 Millions
|
Loan Amount |
HKD$5.44 Millions
|
Total interest |
HKD$2.3 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$276,000
|
Legal Fee |
HKD$40,150
|
Agency Fee |
HKD$90,600
|
Total Expense |
HKD$406,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 67032 | 47621 | 37174 | 32534 | 24999 | 20486 | 17484 |
1.5% | 68211 | 48810 | 38375 | 33743 | 26231 | 21740 | 18760 |
2% | 69403 | 50018 | 39601 | 34981 | 27499 | 23040 | 20092 |
2.5% | 70609 | 51245 | 40850 | 36246 | 28805 | 24386 | 21478 |
3% | 71827 | 52490 | 42124 | 37540 | 30147 | 25778 | 22918 |
3.5% | 73059 | 53754 | 43422 | 38861 | 31526 | 27213 | 24410 |
4% | 74303 | 55036 | 44744 | 40209 | 32941 | 28693 | 25952 |
4.5% | 75561 | 56337 | 46090 | 41585 | 34390 | 30215 | 27543 |
5% | 76831 | 57657 | 47459 | 42987 | 35875 | 31778 | 29181 |
5.5% | 78115 | 58994 | 48852 | 44416 | 37393 | 33381 | 30865 |
6% | 79412 | 60350 | 50267 | 45872 | 38945 | 35024 | 32591 |