Monthly Repayment |
HKD$25,692
|
Initial Payment |
HKD$3.61 Millions
|
Loan Amount |
HKD$5.42 Millions
|
Total interest |
HKD$2.29 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$273,000
|
Legal Fee |
HKD$40,075
|
Agency Fee |
HKD$90,300
|
Total Expense |
HKD$403,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 66810 | 47463 | 37051 | 32426 | 24917 | 20418 | 17426 |
1.5% | 67985 | 48649 | 38248 | 33631 | 26144 | 21668 | 18698 |
2% | 69173 | 49852 | 39469 | 34865 | 27408 | 22964 | 20025 |
2.5% | 70375 | 51075 | 40715 | 36126 | 28710 | 24306 | 21407 |
3% | 71589 | 52316 | 41985 | 37415 | 30048 | 25692 | 22842 |
3.5% | 72817 | 53576 | 43278 | 38732 | 31422 | 27123 | 24329 |
4% | 74057 | 54854 | 44596 | 40076 | 32832 | 28598 | 25866 |
4.5% | 75311 | 56151 | 45937 | 41447 | 34276 | 30115 | 27452 |
5% | 76577 | 57466 | 47302 | 42845 | 35756 | 31673 | 29084 |
5.5% | 77856 | 58799 | 48690 | 44269 | 37269 | 33271 | 30762 |
6% | 79149 | 60150 | 50101 | 45720 | 38816 | 34908 | 32483 |