Monthly Repayment |
HKD$25,604
|
Initial Payment |
HKD$3.6 Millions
|
Loan Amount |
HKD$5.4 Millions
|
Total interest |
HKD$2.28 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$269,970
|
Legal Fee |
HKD$39,997
|
Agency Fee |
HKD$89,990
|
Total Expense |
HKD$399,957
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 66581 | 47300 | 36924 | 32315 | 24831 | 20348 | 17366 |
1.5% | 67752 | 48482 | 38117 | 33516 | 26054 | 21594 | 18634 |
2% | 68936 | 49681 | 39334 | 34745 | 27314 | 22885 | 19957 |
2.5% | 70133 | 50900 | 40575 | 36002 | 28611 | 24222 | 21334 |
3% | 71343 | 52137 | 41841 | 37287 | 29944 | 25604 | 22764 |
3.5% | 72567 | 53392 | 43130 | 38599 | 31314 | 27030 | 24245 |
4% | 73803 | 54666 | 44443 | 39938 | 32719 | 28500 | 25777 |
4.5% | 75052 | 55958 | 45779 | 41305 | 34159 | 30011 | 27357 |
5% | 76314 | 57269 | 47139 | 42698 | 35633 | 31564 | 28985 |
5.5% | 77589 | 58597 | 48523 | 44117 | 37141 | 33157 | 30657 |
6% | 78877 | 59944 | 49929 | 45563 | 38682 | 34788 | 32372 |