Monthly Repayment |
HKD$31,041
|
Initial Payment |
HKD$4.5 Millions
|
Loan Amount |
HKD$4.5 Millions
|
Total interest |
HKD$1.09 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$269,700
|
Legal Fee |
HKD$39,975
|
Agency Fee |
HKD$89,900
|
Total Expense |
HKD$399,575
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 55428 | 39378 | 30739 | 26902 | 20672 | 16940 | 14457 |
1.5% | 56403 | 40361 | 31732 | 27902 | 21690 | 17977 | 15513 |
2% | 57389 | 41360 | 32745 | 28925 | 22739 | 19052 | 16614 |
2.5% | 58386 | 42374 | 33779 | 29972 | 23819 | 20165 | 17760 |
3% | 59393 | 43404 | 34832 | 31041 | 24929 | 21315 | 18951 |
3.5% | 60412 | 44449 | 35905 | 32133 | 26069 | 22503 | 20184 |
4% | 61441 | 45509 | 36999 | 33248 | 27238 | 23726 | 21459 |
4.5% | 62481 | 46585 | 38111 | 34386 | 28437 | 24984 | 22775 |
5% | 63531 | 47676 | 39244 | 35546 | 29665 | 26277 | 24130 |
5.5% | 64593 | 48782 | 40395 | 36727 | 30920 | 27603 | 25522 |
6% | 65665 | 49903 | 41566 | 37931 | 32203 | 28961 | 26949 |