Monthly Repayment |
HKD$25,493
|
Initial Payment |
HKD$3.58 Millions
|
Loan Amount |
HKD$5.38 Millions
|
Total interest |
HKD$2.27 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$268,800
|
Legal Fee |
HKD$39,900
|
Agency Fee |
HKD$89,600
|
Total Expense |
HKD$398,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 66292 | 47095 | 36764 | 32175 | 24723 | 20260 | 17291 |
1.5% | 67458 | 48271 | 37952 | 33371 | 25941 | 21500 | 18553 |
2% | 68637 | 49466 | 39164 | 34595 | 27196 | 22786 | 19870 |
2.5% | 69829 | 50679 | 40399 | 35846 | 28487 | 24117 | 21241 |
3% | 71034 | 51911 | 41659 | 37125 | 29815 | 25493 | 22665 |
3.5% | 72252 | 53161 | 42943 | 38432 | 31178 | 26913 | 24140 |
4% | 73483 | 54429 | 44250 | 39765 | 32577 | 28376 | 25665 |
4.5% | 74727 | 55716 | 45581 | 41126 | 34011 | 29881 | 27239 |
5% | 75983 | 57020 | 46935 | 42513 | 35479 | 31427 | 28859 |
5.5% | 77253 | 58343 | 48312 | 43926 | 36980 | 33013 | 30524 |
6% | 78535 | 59684 | 49713 | 45365 | 38515 | 34637 | 32231 |