Monthly Repayment |
HKD$25,465
|
Initial Payment |
HKD$3.58 Millions
|
Loan Amount |
HKD$5.37 Millions
|
Total interest |
HKD$2.27 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$268,500
|
Legal Fee |
HKD$39,875
|
Agency Fee |
HKD$89,500
|
Total Expense |
HKD$397,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 66218 | 47043 | 36723 | 32139 | 24696 | 20238 | 17272 |
1.5% | 67383 | 48218 | 37909 | 33333 | 25912 | 21476 | 18532 |
2% | 68561 | 49411 | 39120 | 34556 | 27165 | 22760 | 19848 |
2.5% | 69751 | 50622 | 40354 | 35806 | 28455 | 24090 | 21217 |
3% | 70955 | 51853 | 41613 | 37084 | 29781 | 25465 | 22640 |
3.5% | 72171 | 53101 | 42895 | 38389 | 31143 | 26883 | 24113 |
4% | 73401 | 54368 | 44201 | 39721 | 32541 | 28344 | 25637 |
4.5% | 74643 | 55653 | 45530 | 41080 | 33973 | 29848 | 27209 |
5% | 75899 | 56957 | 46883 | 42465 | 35439 | 31392 | 28827 |
5.5% | 77167 | 58278 | 48259 | 43877 | 36939 | 32976 | 30490 |
6% | 78447 | 59618 | 49657 | 45315 | 38472 | 34598 | 32195 |