Monthly Repayment |
HKD$30,903
|
Initial Payment |
HKD$4.48 Millions
|
Loan Amount |
HKD$4.48 Millions
|
Total interest |
HKD$1.09 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$268,500
|
Legal Fee |
HKD$39,875
|
Agency Fee |
HKD$89,500
|
Total Expense |
HKD$397,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 55182 | 39202 | 30602 | 26782 | 20580 | 16865 | 14393 |
1.5% | 56152 | 40181 | 31591 | 27778 | 21593 | 17897 | 15444 |
2% | 57134 | 41176 | 32600 | 28797 | 22638 | 18967 | 16540 |
2.5% | 58126 | 42185 | 33629 | 29838 | 23713 | 20075 | 17681 |
3% | 59129 | 43210 | 34677 | 30903 | 24818 | 21220 | 18866 |
3.5% | 60143 | 44251 | 35746 | 31990 | 25953 | 22402 | 20094 |
4% | 61167 | 45307 | 36834 | 33101 | 27117 | 23620 | 21364 |
4.5% | 62203 | 46378 | 37942 | 34233 | 28311 | 24873 | 22674 |
5% | 63249 | 47464 | 39069 | 35388 | 29533 | 26160 | 24022 |
5.5% | 64305 | 48565 | 40215 | 36564 | 30782 | 27480 | 25408 |
6% | 65373 | 49681 | 41381 | 37762 | 32060 | 28832 | 26829 |