Monthly Repayment |
HKD$29,676
|
Initial Payment |
HKD$2.68 Millions
|
Loan Amount |
HKD$6.26 Millions
|
Total interest |
HKD$2.64 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$268,200
|
Legal Fee |
HKD$39,850
|
Agency Fee |
HKD$89,400
|
Total Expense |
HKD$397,450
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 77168 | 54822 | 42796 | 37453 | 28780 | 23584 | 20128 |
1.5% | 78526 | 56191 | 44178 | 38846 | 30197 | 25028 | 21597 |
2% | 79898 | 57582 | 45589 | 40270 | 31658 | 26524 | 23130 |
2.5% | 81286 | 58994 | 47028 | 41727 | 33161 | 28074 | 24726 |
3% | 82688 | 60427 | 48494 | 43216 | 34706 | 29676 | 26383 |
3.5% | 84106 | 61882 | 49988 | 44737 | 36293 | 31329 | 28101 |
4% | 85539 | 63359 | 51510 | 46289 | 37922 | 33032 | 29876 |
4.5% | 86987 | 64856 | 53059 | 47873 | 39591 | 34783 | 31708 |
5% | 88450 | 66375 | 54636 | 49487 | 41300 | 36583 | 33594 |
5.5% | 89927 | 67915 | 56239 | 51133 | 43047 | 38429 | 35532 |
6% | 91420 | 69476 | 57869 | 52808 | 44834 | 40320 | 37519 |