Monthly Repayment |
HKD$30,730
|
Initial Payment |
HKD$4.45 Millions
|
Loan Amount |
HKD$4.45 Millions
|
Total interest |
HKD$1.08 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$267,000
|
Legal Fee |
HKD$39,750
|
Agency Fee |
HKD$89,000
|
Total Expense |
HKD$395,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 54874 | 38983 | 30431 | 26633 | 20465 | 16770 | 14312 |
1.5% | 55839 | 39957 | 31414 | 27623 | 21473 | 17797 | 15357 |
2% | 56815 | 40945 | 32418 | 28636 | 22511 | 18861 | 16448 |
2.5% | 57801 | 41950 | 33441 | 29672 | 23580 | 19963 | 17582 |
3% | 58799 | 42969 | 34483 | 30730 | 24679 | 21102 | 18761 |
3.5% | 59807 | 44004 | 35546 | 31812 | 25808 | 22277 | 19982 |
4% | 60826 | 45054 | 36628 | 32916 | 26966 | 23488 | 21244 |
4.5% | 61855 | 46119 | 37730 | 34042 | 28152 | 24734 | 22547 |
5% | 62895 | 47199 | 38851 | 35190 | 29368 | 26014 | 23888 |
5.5% | 63946 | 48294 | 39991 | 36360 | 30610 | 27326 | 25266 |
6% | 65008 | 49404 | 41150 | 37551 | 31881 | 28671 | 26679 |