Monthly Repayment |
HKD$30,672
|
Initial Payment |
HKD$4.44 Millions
|
Loan Amount |
HKD$4.44 Millions
|
Total interest |
HKD$1.08 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$266,490
|
Legal Fee |
HKD$39,707
|
Agency Fee |
HKD$88,830
|
Total Expense |
HKD$395,027
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 54769 | 38909 | 30373 | 26582 | 20426 | 16738 | 14285 |
1.5% | 55732 | 39880 | 31354 | 27570 | 21432 | 17763 | 15328 |
2% | 56706 | 40867 | 32356 | 28581 | 22468 | 18825 | 16416 |
2.5% | 57691 | 41869 | 33377 | 29615 | 23535 | 19925 | 17549 |
3% | 58686 | 42887 | 34418 | 30672 | 24632 | 21062 | 18725 |
3.5% | 59693 | 43920 | 35478 | 31751 | 25758 | 22235 | 19944 |
4% | 60710 | 44968 | 36558 | 32853 | 26914 | 23443 | 21204 |
4.5% | 61737 | 46030 | 37658 | 33977 | 28099 | 24687 | 22504 |
5% | 62775 | 47108 | 38776 | 35123 | 29311 | 25964 | 23842 |
5.5% | 63824 | 48201 | 39914 | 36290 | 30552 | 27274 | 25218 |
6% | 64883 | 49309 | 41071 | 37479 | 31820 | 28616 | 26629 |