Monthly Repayment |
HKD$25,209
|
Initial Payment |
HKD$3.54 Millions
|
Loan Amount |
HKD$5.32 Millions
|
Total interest |
HKD$2.25 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$265,800
|
Legal Fee |
HKD$39,650
|
Agency Fee |
HKD$88,600
|
Total Expense |
HKD$394,050
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 65552 | 46570 | 36354 | 31815 | 24447 | 20034 | 17098 |
1.5% | 66705 | 47733 | 37528 | 32998 | 25652 | 21260 | 18346 |
2% | 67871 | 48914 | 38726 | 34208 | 26892 | 22532 | 19648 |
2.5% | 69050 | 50113 | 39949 | 35446 | 28169 | 23848 | 21004 |
3% | 70241 | 51331 | 41194 | 36711 | 29482 | 25209 | 22412 |
3.5% | 71446 | 52567 | 42464 | 38003 | 30830 | 26613 | 23871 |
4% | 72663 | 53821 | 43756 | 39321 | 32213 | 28059 | 25379 |
4.5% | 73893 | 55094 | 45072 | 40667 | 33631 | 29548 | 26935 |
5% | 75135 | 56384 | 46411 | 42038 | 35083 | 31076 | 28537 |
5.5% | 76391 | 57692 | 47773 | 43436 | 36568 | 32644 | 30183 |
6% | 77659 | 59018 | 49158 | 44859 | 38085 | 34251 | 31872 |