Monthly Repayment |
HKD$25,180
|
Initial Payment |
HKD$3.54 Millions
|
Loan Amount |
HKD$5.31 Millions
|
Total interest |
HKD$2.24 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$265,500
|
Legal Fee |
HKD$39,625
|
Agency Fee |
HKD$88,500
|
Total Expense |
HKD$393,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 65478 | 46517 | 36313 | 31780 | 24420 | 20011 | 17079 |
1.5% | 66630 | 47679 | 37486 | 32961 | 25623 | 21236 | 18325 |
2% | 67795 | 48859 | 38683 | 34170 | 26862 | 22506 | 19626 |
2.5% | 68972 | 50057 | 39903 | 35406 | 28137 | 23821 | 20980 |
3% | 70162 | 51273 | 41148 | 36669 | 29449 | 25180 | 22387 |
3.5% | 71365 | 52508 | 42416 | 37960 | 30795 | 26583 | 23844 |
4% | 72581 | 53761 | 43707 | 39277 | 32177 | 28028 | 25350 |
4.5% | 73809 | 55031 | 45021 | 40621 | 33593 | 29514 | 26904 |
5% | 75051 | 56320 | 46359 | 41991 | 35043 | 31041 | 28505 |
5.5% | 76304 | 57627 | 47719 | 43387 | 36526 | 32608 | 30149 |
6% | 77571 | 58951 | 49102 | 44808 | 38042 | 34212 | 31836 |