Monthly Repayment |
HKD$25,152
|
Initial Payment |
HKD$3.54 Millions
|
Loan Amount |
HKD$5.3 Millions
|
Total interest |
HKD$2.24 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$265,200
|
Legal Fee |
HKD$39,600
|
Agency Fee |
HKD$88,400
|
Total Expense |
HKD$393,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 65404 | 46465 | 36272 | 31744 | 24392 | 19989 | 17059 |
1.5% | 66555 | 47625 | 37443 | 32924 | 25594 | 21212 | 18305 |
2% | 67718 | 48803 | 38639 | 34131 | 26832 | 22481 | 19604 |
2.5% | 68894 | 50000 | 39858 | 35366 | 28106 | 23794 | 20957 |
3% | 70083 | 51215 | 41101 | 36628 | 29415 | 25152 | 22361 |
3.5% | 71284 | 52449 | 42368 | 37917 | 30761 | 26553 | 23817 |
4% | 72499 | 53700 | 43658 | 39233 | 32141 | 27996 | 25322 |
4.5% | 73726 | 54969 | 44971 | 40575 | 33555 | 29481 | 26874 |
5% | 74966 | 56257 | 46307 | 41943 | 35004 | 31006 | 28473 |
5.5% | 76218 | 57562 | 47665 | 43338 | 36485 | 32571 | 30115 |
6% | 77483 | 58885 | 49047 | 44758 | 37999 | 34173 | 31800 |