| Monthly Repayment |
HKD$208,652
|
| Initial Payment |
HKD$44 Millions
|
| Loan Amount |
HKD$44 Millions
|
| Total interest |
HKD$18.6 Millions
|
| complete insurance payment |
--
|
| Stamp Duty |
HKD$3,740,000
|
| Legal Fee |
HKD$237,500
|
| Agency Fee |
HKD$880,000
|
| Total Expense |
HKD$4,857,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 542574 | 385458 | 300899 | 263337 | 202353 | 165823 | 141521 |
| 1.5% | 552117 | 395082 | 310620 | 273126 | 212319 | 175971 | 151852 |
| 2% | 561767 | 404859 | 320538 | 283143 | 222588 | 186495 | 162632 |
| 2.5% | 571523 | 414787 | 330654 | 293387 | 233157 | 197391 | 173853 |
| 3% | 581385 | 424867 | 340965 | 303855 | 244022 | 208652 | 185505 |
| 3.5% | 591353 | 435097 | 351471 | 314548 | 255182 | 220274 | 197579 |
| 4% | 601427 | 445478 | 362171 | 325462 | 266631 | 232248 | 210062 |
| 4.5% | 611607 | 456008 | 373063 | 336597 | 278365 | 244566 | 222941 |
| 5% | 621891 | 466688 | 384146 | 347949 | 290380 | 257219 | 236201 |
| 5.5% | 632281 | 477515 | 395418 | 359516 | 302670 | 270198 | 249827 |
| 6% | 642776 | 488490 | 406878 | 371297 | 315229 | 283492 | 263802 |
