Monthly Repayment |
HKD$30,385
|
Initial Payment |
HKD$4.4 Millions
|
Loan Amount |
HKD$4.4 Millions
|
Total interest |
HKD$1.07 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$264,000
|
Legal Fee |
HKD$39,500
|
Agency Fee |
HKD$88,000
|
Total Expense |
HKD$391,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 54257 | 38545 | 30089 | 26333 | 20235 | 16582 | 14152 |
1.5% | 55211 | 39508 | 31062 | 27312 | 21231 | 17597 | 15185 |
2% | 56176 | 40485 | 32053 | 28314 | 22258 | 18649 | 16263 |
2.5% | 57152 | 41478 | 33065 | 29338 | 23315 | 19739 | 17385 |
3% | 58138 | 42486 | 34096 | 30385 | 24402 | 20865 | 18550 |
3.5% | 59135 | 43509 | 35147 | 31454 | 25518 | 22027 | 19757 |
4% | 60142 | 44547 | 36217 | 32546 | 26663 | 23224 | 21006 |
4.5% | 61160 | 45600 | 37306 | 33659 | 27836 | 24456 | 22294 |
5% | 62189 | 46668 | 38414 | 34794 | 29038 | 25721 | 23620 |
5.5% | 63228 | 47751 | 39541 | 35951 | 30267 | 27019 | 24982 |
6% | 64277 | 48849 | 40687 | 37129 | 31522 | 28349 | 26380 |