Monthly Repayment |
HKD$30,282
|
Initial Payment |
HKD$4.39 Millions
|
Loan Amount |
HKD$4.39 Millions
|
Total interest |
HKD$1.07 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$263,100
|
Legal Fee |
HKD$39,425
|
Agency Fee |
HKD$87,700
|
Total Expense |
HKD$390,225
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 54072 | 38414 | 29987 | 26243 | 20166 | 16525 | 14103 |
1.5% | 55023 | 39373 | 30956 | 27219 | 21159 | 17537 | 15133 |
2% | 55985 | 40347 | 31944 | 28217 | 22182 | 18586 | 16207 |
2.5% | 56957 | 41337 | 32952 | 29238 | 23236 | 19671 | 17326 |
3% | 57940 | 42341 | 33980 | 30282 | 24319 | 20794 | 18487 |
3.5% | 58933 | 43361 | 35027 | 31347 | 25431 | 21952 | 19690 |
4% | 59937 | 44395 | 36093 | 32435 | 26572 | 23145 | 20934 |
4.5% | 60952 | 45445 | 37179 | 33544 | 27741 | 24373 | 22218 |
5% | 61977 | 46509 | 38283 | 34676 | 28939 | 25634 | 23539 |
5.5% | 63012 | 47588 | 39407 | 35829 | 30163 | 26927 | 24897 |
6% | 64058 | 48682 | 40549 | 37003 | 31415 | 28252 | 26290 |