Monthly Repayment |
HKD$24,924
|
Initial Payment |
HKD$3.5 Millions
|
Loan Amount |
HKD$5.26 Millions
|
Total interest |
HKD$2.22 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$262,800
|
Legal Fee |
HKD$39,400
|
Agency Fee |
HKD$87,600
|
Total Expense |
HKD$389,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 64813 | 46044 | 35943 | 31456 | 24172 | 19808 | 16905 |
1.5% | 65952 | 47194 | 37104 | 32626 | 25362 | 21020 | 18139 |
2% | 67105 | 48362 | 38289 | 33822 | 26589 | 22277 | 19427 |
2.5% | 68271 | 49548 | 39498 | 35046 | 27851 | 23579 | 20767 |
3% | 69449 | 50752 | 40729 | 36296 | 29149 | 24924 | 22159 |
3.5% | 70639 | 51974 | 41984 | 37574 | 30482 | 26312 | 23601 |
4% | 71843 | 53214 | 43262 | 38877 | 31850 | 27743 | 25092 |
4.5% | 73059 | 54472 | 44564 | 40208 | 33252 | 29214 | 26631 |
5% | 74287 | 55748 | 45888 | 41564 | 34687 | 30726 | 28215 |
5.5% | 75528 | 57041 | 47234 | 42945 | 36155 | 32276 | 29842 |
6% | 76782 | 58352 | 48603 | 44353 | 37655 | 33864 | 31512 |