Monthly Repayment |
HKD$29,045
|
Initial Payment |
HKD$2.63 Millions
|
Loan Amount |
HKD$6.13 Millions
|
Total interest |
HKD$2.59 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$262,500
|
Legal Fee |
HKD$39,375
|
Agency Fee |
HKD$87,500
|
Total Expense |
HKD$389,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 75528 | 53657 | 41886 | 36657 | 28168 | 23083 | 19700 |
1.5% | 76857 | 54997 | 43239 | 38020 | 29555 | 24496 | 21138 |
2% | 78200 | 56358 | 44620 | 39414 | 30985 | 25961 | 22639 |
2.5% | 79558 | 57740 | 46028 | 40840 | 32456 | 27477 | 24201 |
3% | 80931 | 59143 | 47463 | 42298 | 33969 | 29045 | 25823 |
3.5% | 82319 | 60567 | 48926 | 43786 | 35522 | 30663 | 27503 |
4% | 83721 | 62012 | 50415 | 45305 | 37116 | 32330 | 29241 |
4.5% | 85138 | 63478 | 51932 | 46855 | 38749 | 34044 | 31034 |
5% | 86570 | 64965 | 53474 | 48436 | 40422 | 35806 | 32880 |
5.5% | 88016 | 66472 | 55044 | 50046 | 42133 | 37612 | 34777 |
6% | 89477 | 68000 | 56639 | 51686 | 43881 | 39463 | 36722 |