Monthly Repayment |
HKD$30,212
|
Initial Payment |
HKD$4.38 Millions
|
Loan Amount |
HKD$4.38 Millions
|
Total interest |
HKD$1.06 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$262,500
|
Legal Fee |
HKD$39,375
|
Agency Fee |
HKD$87,500
|
Total Expense |
HKD$389,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 53949 | 38326 | 29918 | 26184 | 20120 | 16488 | 14071 |
1.5% | 54898 | 39283 | 30885 | 27157 | 21111 | 17497 | 15099 |
2% | 55857 | 40255 | 31871 | 28153 | 22132 | 18543 | 16170 |
2.5% | 56827 | 41243 | 32877 | 29172 | 23183 | 19626 | 17286 |
3% | 57808 | 42245 | 33902 | 30212 | 24263 | 20746 | 18445 |
3.5% | 58799 | 43262 | 34947 | 31276 | 25373 | 21902 | 19645 |
4% | 59801 | 44294 | 36011 | 32361 | 26511 | 23092 | 20886 |
4.5% | 60813 | 45341 | 37094 | 33468 | 27678 | 24317 | 22167 |
5% | 61835 | 46403 | 38196 | 34597 | 28873 | 25575 | 23485 |
5.5% | 62868 | 47480 | 39317 | 35747 | 30095 | 26866 | 24840 |
6% | 63912 | 48571 | 40456 | 36918 | 31343 | 28188 | 26230 |