Monthly Repayment |
HKD$24,810
|
Initial Payment |
HKD$3.49 Millions
|
Loan Amount |
HKD$5.23 Millions
|
Total interest |
HKD$2.21 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$261,600
|
Legal Fee |
HKD$39,300
|
Agency Fee |
HKD$87,200
|
Total Expense |
HKD$388,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 64517 | 45834 | 35779 | 31313 | 24061 | 19717 | 16828 |
1.5% | 65651 | 46978 | 36935 | 32477 | 25246 | 20924 | 18056 |
2% | 66799 | 48141 | 38114 | 33668 | 26467 | 22176 | 19338 |
2.5% | 67959 | 49322 | 39317 | 34886 | 27724 | 23471 | 20672 |
3% | 69131 | 50520 | 40543 | 36131 | 29016 | 24810 | 22058 |
3.5% | 70317 | 51737 | 41793 | 37402 | 30343 | 26192 | 23494 |
4% | 71515 | 52971 | 43065 | 38700 | 31704 | 27616 | 24978 |
4.5% | 72725 | 54223 | 44360 | 40024 | 33100 | 29081 | 26509 |
5% | 73948 | 55493 | 45678 | 41374 | 34528 | 30585 | 28086 |
5.5% | 75184 | 56780 | 47018 | 42749 | 35990 | 32129 | 29706 |
6% | 76431 | 58085 | 48381 | 44150 | 37483 | 33709 | 31368 |