Monthly Repayment |
HKD$300,403
|
Initial Payment |
HKD$43.5 Millions
|
Loan Amount |
HKD$43.5 Millions
|
Total interest |
HKD$10.57 Millions
|
complete insurance payment |
HKD$130,500 (0.3%)
|
Stamp Duty |
HKD$3,697,500
|
Legal Fee |
HKD$235,000
|
Agency Fee |
HKD$870,000
|
Total Expense |
HKD$4,933,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 536409 | 381077 | 297479 | 260345 | 200054 | 163939 | 139913 |
1.5% | 545843 | 390593 | 307090 | 270023 | 209907 | 173972 | 150127 |
2% | 555383 | 400258 | 316896 | 279926 | 220059 | 184376 | 160784 |
2.5% | 565028 | 410074 | 326896 | 290053 | 230507 | 195148 | 171877 |
3% | 574778 | 420039 | 337090 | 300403 | 241249 | 206281 | 183397 |
3.5% | 584633 | 430153 | 347477 | 310973 | 252282 | 217771 | 195334 |
4% | 594593 | 440416 | 358055 | 321764 | 263601 | 229609 | 207675 |
4.5% | 604657 | 450827 | 368823 | 332772 | 275202 | 241787 | 220408 |
5% | 614825 | 461384 | 379780 | 343995 | 287080 | 254296 | 233517 |
5.5% | 625096 | 472089 | 390925 | 355431 | 299230 | 267128 | 246988 |
6% | 635472 | 482939 | 402254 | 367077 | 311647 | 280271 | 260804 |