Monthly Repayment |
HKD$24,691
|
Initial Payment |
HKD$3.47 Millions
|
Loan Amount |
HKD$5.21 Millions
|
Total interest |
HKD$2.2 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$260,340
|
Legal Fee |
HKD$39,195
|
Agency Fee |
HKD$86,780
|
Total Expense |
HKD$386,315
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 64206 | 45613 | 35607 | 31162 | 23945 | 19622 | 16747 |
1.5% | 65335 | 46752 | 36757 | 32320 | 25125 | 20823 | 17969 |
2% | 66477 | 47909 | 37931 | 33506 | 26340 | 22069 | 19245 |
2.5% | 67631 | 49084 | 39128 | 34718 | 27590 | 23358 | 20573 |
3% | 68799 | 50277 | 40348 | 35957 | 28876 | 24691 | 21952 |
3.5% | 69978 | 51487 | 41591 | 37222 | 30197 | 26066 | 23380 |
4% | 71170 | 52716 | 42858 | 38514 | 31552 | 27483 | 24858 |
4.5% | 72375 | 53962 | 44146 | 39831 | 32940 | 28941 | 26382 |
5% | 73592 | 55226 | 45458 | 41175 | 34362 | 30438 | 27951 |
5.5% | 74821 | 56507 | 46792 | 42543 | 35816 | 31974 | 29563 |
6% | 76063 | 57806 | 48148 | 43937 | 37303 | 33547 | 31217 |