Monthly Repayment |
HKD$24,640
|
Initial Payment |
HKD$3.46 Millions
|
Loan Amount |
HKD$5.2 Millions
|
Total interest |
HKD$2.2 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$259,800
|
Legal Fee |
HKD$39,150
|
Agency Fee |
HKD$86,600
|
Total Expense |
HKD$385,550
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 64073 | 45519 | 35533 | 31097 | 23896 | 19582 | 16712 |
1.5% | 65200 | 46655 | 36681 | 32253 | 25073 | 20780 | 17932 |
2% | 66339 | 47810 | 37852 | 33436 | 26285 | 22023 | 19205 |
2.5% | 67491 | 48982 | 39047 | 34646 | 27533 | 23310 | 20530 |
3% | 68656 | 50172 | 40264 | 35882 | 28816 | 24640 | 21906 |
3.5% | 69833 | 51381 | 41505 | 37145 | 30134 | 26012 | 23332 |
4% | 71023 | 52606 | 42769 | 38434 | 31486 | 27426 | 24806 |
4.5% | 72225 | 53850 | 44055 | 39749 | 32872 | 28881 | 26327 |
5% | 73439 | 55111 | 45364 | 41089 | 34291 | 30375 | 27893 |
5.5% | 74666 | 56390 | 46695 | 42455 | 35742 | 31907 | 29502 |
6% | 75906 | 57686 | 48048 | 43846 | 37225 | 33477 | 31152 |