Monthly Repayment |
HKD$28,713
|
Initial Payment |
HKD$2.6 Millions
|
Loan Amount |
HKD$6.06 Millions
|
Total interest |
HKD$2.56 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$259,500
|
Legal Fee |
HKD$39,125
|
Agency Fee |
HKD$86,500
|
Total Expense |
HKD$385,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 74665 | 53044 | 41407 | 36238 | 27846 | 22819 | 19475 |
1.5% | 75978 | 54368 | 42745 | 37585 | 29218 | 24216 | 20897 |
2% | 77306 | 55714 | 44110 | 38964 | 30631 | 25664 | 22380 |
2.5% | 78649 | 57080 | 45502 | 40374 | 32085 | 27163 | 23924 |
3% | 80006 | 58467 | 46921 | 41814 | 33580 | 28713 | 25528 |
3.5% | 81378 | 59875 | 48367 | 43286 | 35116 | 30312 | 27189 |
4% | 82764 | 61303 | 49839 | 44788 | 36692 | 31960 | 28907 |
4.5% | 84165 | 62753 | 51338 | 46320 | 38306 | 33655 | 30679 |
5% | 85580 | 64222 | 52863 | 47882 | 39960 | 35396 | 32504 |
5.5% | 87010 | 65712 | 54414 | 49474 | 41651 | 37182 | 34379 |
6% | 88454 | 67222 | 55992 | 51095 | 43379 | 39012 | 36302 |