Monthly Repayment |
HKD$24,611
|
Initial Payment |
HKD$3.46 Millions
|
Loan Amount |
HKD$5.19 Millions
|
Total interest |
HKD$2.19 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$259,500
|
Legal Fee |
HKD$39,125
|
Agency Fee |
HKD$86,500
|
Total Expense |
HKD$385,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 63999 | 45466 | 35492 | 31061 | 23868 | 19559 | 16693 |
1.5% | 65124 | 46601 | 36639 | 32216 | 25044 | 20756 | 17911 |
2% | 66262 | 47754 | 37808 | 33398 | 26255 | 21998 | 19183 |
2.5% | 67413 | 48926 | 39002 | 34606 | 27501 | 23283 | 20506 |
3% | 68577 | 50115 | 40218 | 35841 | 28783 | 24611 | 21881 |
3.5% | 69752 | 51321 | 41457 | 37102 | 30099 | 25982 | 23305 |
4% | 70941 | 52546 | 42719 | 38389 | 31450 | 27394 | 24777 |
4.5% | 72141 | 53788 | 44004 | 39703 | 32834 | 28847 | 26296 |
5% | 73354 | 55048 | 45311 | 41042 | 34251 | 30340 | 27861 |
5.5% | 74580 | 56325 | 46641 | 42406 | 35701 | 31871 | 29468 |
6% | 75818 | 57619 | 47993 | 43796 | 37182 | 33439 | 31116 |