Monthly Repayment |
HKD$28,680
|
Initial Payment |
HKD$2.59 Millions
|
Loan Amount |
HKD$6.05 Millions
|
Total interest |
HKD$2.56 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$259,200
|
Legal Fee |
HKD$39,100
|
Agency Fee |
HKD$86,400
|
Total Expense |
HKD$384,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 74579 | 52982 | 41359 | 36196 | 27814 | 22793 | 19452 |
1.5% | 75891 | 54305 | 42696 | 37542 | 29184 | 24188 | 20872 |
2% | 77217 | 55649 | 44059 | 38919 | 30595 | 25634 | 22354 |
2.5% | 78558 | 57014 | 45449 | 40327 | 32048 | 27132 | 23896 |
3% | 79914 | 58399 | 46867 | 41766 | 33542 | 28680 | 25498 |
3.5% | 81284 | 59806 | 48311 | 43236 | 35075 | 30277 | 27158 |
4% | 82668 | 61233 | 49782 | 44736 | 36649 | 31923 | 28874 |
4.5% | 84068 | 62680 | 51279 | 46266 | 38262 | 33616 | 30644 |
5% | 85481 | 64148 | 52802 | 47827 | 39914 | 35356 | 32466 |
5.5% | 86910 | 65636 | 54352 | 49417 | 41603 | 37140 | 34339 |
6% | 88352 | 67145 | 55927 | 51036 | 43329 | 38967 | 36260 |