Monthly Repayment |
HKD$29,695
|
Initial Payment |
HKD$4.3 Millions
|
Loan Amount |
HKD$4.3 Millions
|
Total interest |
HKD$1.05 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$258,000
|
Legal Fee |
HKD$39,000
|
Agency Fee |
HKD$86,000
|
Total Expense |
HKD$383,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 53024 | 37669 | 29406 | 25735 | 19775 | 16205 | 13830 |
1.5% | 53956 | 38610 | 30356 | 26691 | 20749 | 17197 | 14840 |
2% | 54899 | 39565 | 31325 | 27670 | 21752 | 18225 | 15893 |
2.5% | 55853 | 40536 | 32313 | 28671 | 22785 | 19290 | 16990 |
3% | 56817 | 41521 | 33321 | 29695 | 23847 | 20391 | 18128 |
3.5% | 57791 | 42520 | 34348 | 30739 | 24938 | 21526 | 19308 |
4% | 58775 | 43535 | 35393 | 31806 | 26057 | 22696 | 20528 |
4.5% | 59770 | 44564 | 36458 | 32894 | 27203 | 23900 | 21787 |
5% | 60775 | 45608 | 37541 | 34004 | 28378 | 25137 | 23083 |
5.5% | 61791 | 46666 | 38643 | 35134 | 29579 | 26405 | 24414 |
6% | 62816 | 47738 | 39763 | 36285 | 30806 | 27704 | 25780 |