Monthly Repayment |
HKD$24,327
|
Initial Payment |
HKD$3.42 Millions
|
Loan Amount |
HKD$5.13 Millions
|
Total interest |
HKD$2.17 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$256,500
|
Legal Fee |
HKD$38,875
|
Agency Fee |
HKD$85,500
|
Total Expense |
HKD$380,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 63259 | 44940 | 35082 | 30702 | 23592 | 19333 | 16500 |
1.5% | 64371 | 46063 | 36215 | 31844 | 24754 | 20516 | 17704 |
2% | 65496 | 47202 | 37371 | 33011 | 25951 | 21743 | 18961 |
2.5% | 66634 | 48360 | 38551 | 34206 | 27184 | 23014 | 20269 |
3% | 67784 | 49535 | 39753 | 35426 | 28450 | 24327 | 21628 |
3.5% | 68946 | 50728 | 40978 | 36673 | 29751 | 25681 | 23035 |
4% | 70120 | 51938 | 42225 | 37945 | 31086 | 27078 | 24491 |
4.5% | 71307 | 53166 | 43495 | 39244 | 32454 | 28514 | 25992 |
5% | 72506 | 54411 | 44787 | 40567 | 33855 | 29989 | 27538 |
5.5% | 73718 | 55673 | 46102 | 41916 | 35288 | 31502 | 29127 |
6% | 74941 | 56953 | 47438 | 43289 | 36752 | 33052 | 30756 |