Monthly Repayment |
HKD$29,522
|
Initial Payment |
HKD$4.28 Millions
|
Loan Amount |
HKD$4.28 Millions
|
Total interest |
HKD$1.04 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$256,500
|
Legal Fee |
HKD$38,875
|
Agency Fee |
HKD$85,500
|
Total Expense |
HKD$380,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 52716 | 37450 | 29235 | 25585 | 19660 | 16111 | 13750 |
1.5% | 53643 | 38385 | 30179 | 26536 | 20628 | 17097 | 14753 |
2% | 54580 | 39335 | 31143 | 27509 | 21626 | 18119 | 15801 |
2.5% | 55528 | 40300 | 32126 | 28505 | 22653 | 19178 | 16891 |
3% | 56486 | 41279 | 33127 | 29522 | 23709 | 20272 | 18023 |
3.5% | 57455 | 42273 | 34148 | 30561 | 24793 | 21401 | 19196 |
4% | 58434 | 43282 | 35188 | 31621 | 25905 | 22565 | 20409 |
4.5% | 59423 | 44305 | 36246 | 32703 | 27045 | 23761 | 21660 |
5% | 60422 | 45343 | 37323 | 33806 | 28213 | 24991 | 22949 |
5.5% | 61431 | 46394 | 38418 | 34930 | 29407 | 26252 | 24272 |
6% | 62451 | 47461 | 39531 | 36074 | 30627 | 27543 | 25630 |