Monthly Repayment |
HKD$201,539
|
Initial Payment |
HKD$42.5 Millions
|
Loan Amount |
HKD$42.5 Millions
|
Total interest |
HKD$17.96 Millions
|
complete insurance payment |
HKD$127,500 (0.3%)
|
Stamp Duty |
HKD$3,612,500
|
Legal Fee |
HKD$230,000
|
Agency Fee |
HKD$850,000
|
Total Expense |
HKD$4,820,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 524077 | 372317 | 290641 | 254360 | 195455 | 160170 | 136696 |
1.5% | 533295 | 381613 | 300030 | 263815 | 205081 | 169972 | 146676 |
2% | 542615 | 391057 | 309611 | 273491 | 215000 | 180138 | 157088 |
2.5% | 552039 | 400647 | 319381 | 283385 | 225208 | 190662 | 167926 |
3% | 561565 | 410383 | 329341 | 293497 | 235703 | 201539 | 179181 |
3.5% | 571193 | 420264 | 339489 | 303825 | 246482 | 212765 | 190843 |
4% | 580924 | 430291 | 349824 | 314367 | 257541 | 224330 | 202901 |
4.5% | 590756 | 440463 | 360345 | 325122 | 268875 | 236228 | 215341 |
5% | 600691 | 450778 | 371050 | 336087 | 280481 | 248450 | 228149 |
5.5% | 610726 | 461236 | 381938 | 347260 | 292352 | 260987 | 241310 |
6% | 620863 | 471837 | 393007 | 358639 | 304483 | 273828 | 254808 |