Monthly Repayment |
HKD$28,215
|
Initial Payment |
HKD$2.55 Millions
|
Loan Amount |
HKD$5.95 Millions
|
Total interest |
HKD$2.51 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$255,000
|
Legal Fee |
HKD$38,750
|
Agency Fee |
HKD$85,000
|
Total Expense |
HKD$378,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 73370 | 52124 | 40689 | 35610 | 27363 | 22423 | 19137 |
1.5% | 74661 | 53425 | 42004 | 36934 | 28711 | 23796 | 20534 |
2% | 75966 | 54748 | 43345 | 38288 | 30100 | 25219 | 21992 |
2.5% | 77285 | 56090 | 44713 | 39673 | 31529 | 26692 | 23509 |
3% | 78619 | 57453 | 46107 | 41089 | 32998 | 28215 | 25085 |
3.5% | 79967 | 58837 | 47528 | 42535 | 34507 | 29787 | 26718 |
4% | 81329 | 60240 | 48975 | 44011 | 36055 | 31406 | 28406 |
4.5% | 82705 | 61664 | 50448 | 45517 | 37642 | 33072 | 30147 |
5% | 84096 | 63108 | 51947 | 47052 | 39267 | 34783 | 31940 |
5.5% | 85501 | 64573 | 53471 | 48616 | 40929 | 36538 | 33783 |
6% | 86920 | 66057 | 55021 | 50209 | 42627 | 38335 | 35673 |